Wait for the money:  Although transaction notifications have just been sent, the money itself can take one to three business days. Some providers offer faster, and some even offer instant transfers for a fee.

May cost you when money needs to pay: Generally speaking, you can make free P2P payments directly from a linked bank account to a P2P account. However, some providers charge – 2% or 3% for processing credit or debit card payments, for example – for other payment methods.

Make sure entered data correct: If you type a recipient’s email address, phone number or name incorrectly, the money may go to the wrong person. Double-check your recipient’s information before you make payment.