Debit Options

PoLi Payments

POLi Payments allow merchants to offer their customers an alternative payment option to credit card or they can pay it online straight from their bank account via internet banking by using a secure process.

Account2Account

They offer similar service like POLi but it been only in the market since 2014 but POLi have been in the market since 2006 so their service and brand hasn’t been exposed to many consumers like POLi.

 

Credit options

PayPal

This payment solutions is well known around the world as a lot people are using it but in New Zealand has lower people using it compare to other countries. The system allows customers to pay securely for items using a credit card without having to provide any bank or card details to the merchant. The merchant can choose to have a fully integrated system (transaction takes place within their ecommerce site) or divert the customer to PayPal’s site to complete the sale.

Google Pay/Apple Pay

Google Pay and Apple Pay are more recent players in the online payments field. These services were designed to facilitate fast cashless payments using either an Android or iOS device (or when shopping online). Essentially, with one of these apps setup, consumers have access to one-touch payments in-store, within apps and over the internet. Consumers use the app like a digital wallet, digitally storing their credit cards, gift cards and even tickets to be used when needed

Buy Now Pay Later

Buy Now Pay Later’ has risen in popularity in New Zealand over the last few years. Buy Now Pay Later are websites or apps that allow customers to purchase a product online and now without having to front up the full price.