What Is a Silver Certificate? A silver certificate is a type of legal tender in the form of paper currency that was issued by the U.S. government beginning in 1878. These certificates were eventually phased out in 1964 and today can be redeemed for their face value in cash only,

Japan declared Bitcoin an official currency in 2017, and since then, the cryptocurrency market in the country has taken off like wildfire. U.S. investors interested in forex trading have yet another currency pair available to them. But considering how new the field is, there is still plenty of opportunity for investors and

What Are Nonbank Financial Companies? Nonbank financial companies (NBFCs), also known as nonbank financial institutions (NBFIs) are financial institutions that offer various banking services but do not have a banking license. Generally, these institutions are not allowed to take traditional demand deposits—readily available funds, such as those in checking or savings accounts—from the

  Fiat money means all kinds of money that are made legal tender backed by a government. The term is usually reserved for legal-tender paper money or coins that have face values and not pegged against the commodity values such as gold or silver. Historically, paper money and banknotes are

BTCPay Server is an open source, P2P payment processor for Bitcoin and other cryptocurrencies where users can self-host their own server and effectively process their own payments. BTCPay Server is an open source project that has grown impressively over the last year. It is non-custodial and charges no fees for

What is CoinGate? CoinGate is a Bitcoin Payment Processor (BPP) which serves as an online digital currency platform that provides merchant services to businesses and individuals, basically allowing businesses to accept Bitcoin and over 50 other alternative cryptocurrencies, examples are Litecoin (LTC), Ethereum (ETH), Ripple (XRP), Dash, among others as payment

What Is Encryption? Encryption is a process that encodes information so that it is unreadable unless decrypted by someone with knowledge of the decryption key. Encryption can be as simple as changing letters around to adding advanced computer algorithms that need a key to be deciphered. The actual encrypted message

Billed as the future of real-world payment technologies, the jumpstart of digital wallets or e-wallets have put real-world pressure on many retail outlets to embrace e-wallet payments. Unlike e-banking, e-wallets allow consumers to put a specified amount of cash directly on their phone to spend both online and in-store. Unfortunately,

Every time you buy something with a debit or credit card, your bank learns a little bit more about you. It already knows your personal details age, address, phone number, employment status, marital status, income, etc. And increasingly, thanks to the decline of cash and rise of card payments, it

More than 1.7 billion people in the world are still unable to participate in the formal financial system. The majority are women. This makes it extremely difficult for poor people to save for the future, provide for their family’s health and children’s education, or invest in a business. The harsh reality