1. Exchange v/s OTC The stock markets are traded at a stock exchange. One of the most well known examples can be trading stocks at an exchange such as the New York Stock Exchange (NYSE). Trading at an exchange come with certain benefits. For one, traders and investors get access

What Is Encryption? Encryption is a process that encodes information so that it is unreadable unless decrypted by someone with knowledge of the decryption key. Encryption can be as simple as changing letters around to adding advanced computer algorithms that need a key to be deciphered. The actual encrypted message

Billed as the future of real-world payment technologies, the jumpstart of digital wallets or e-wallets have put real-world pressure on many retail outlets to embrace e-wallet payments. Unlike e-banking, e-wallets allow consumers to put a specified amount of cash directly on their phone to spend both online and in-store. Unfortunately,

Every time you buy something with a debit or credit card, your bank learns a little bit more about you. It already knows your personal details age, address, phone number, employment status, marital status, income, etc. And increasingly, thanks to the decline of cash and rise of card payments, it

More than 1.7 billion people in the world are still unable to participate in the formal financial system. The majority are women. This makes it extremely difficult for poor people to save for the future, provide for their family’s health and children’s education, or invest in a business. The harsh reality

During the coronavirus crisis, digital payments have been keeping economies running and helping people reduce contact with virus. Contactless digital payments at the point of sale, such as facial recognition, Quick Response (QR) codes or near-field communications (NFC), can make it less likely for the virus to spread to others